Unity Trust Bank

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History

Originally a licensed deposit taking institution, Unity Trust Limited acquired full status as a bank in 1987.[1][2]

Ownership

Historically, Unity Trust Bank was majority owned by individual trade unions and federations (73.23%) and The Co-operative Bank owned the remainder (26.7%) through its subsidiary, Co-operative Commercial Limited.[1] In 2015, Unity bought back shares from Co-operative Commercial Limited, which reduced The Co-operative Bank's holding to 6.7%.[3]

Unity Trust's new articles of association redesignated all shares into a single class, all ranking pari passu, and removed the different rights of the old classes and created additional shares. As a result, new shareholders have invested in Unity Trust and the Co-operative Bank no longer has a controlling interest or the right to appoint directors.[4]

The Co-operative Bank's stake was put up for sale in 2014, in an attempt to restore Coop Bank's profitability following a capital shortfall.[5]

Activities

In its founding principles, the bank was established as “an organisation identified with and embracing the philosophy of the common good.” It promotes a socially responsible and sustainable approach to banking and lending.[6] Unity Trust Bank was rated top in eight out of nine customer satisfaction categories in the Charity Finance Banking Survey 2015.[7] In 2013, it became the first British bank to be awarded the Living Wage Employer Accreditation Mark.[8]

The Co-operative Bank acted as the bank's clearing agent until 2015, when accounts migrated to a NatWest sort code.

See also

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References

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  1. a b Script error: No such module "citation/CS1".
  2. An unconnected Unity Joint Stock Mutual Banking Association was formed in London in 1855. This "Unity Bank" went into liquidation in 1862.
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External links

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  • Trades Union Congress

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