Prime rate: Difference between revisions

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Checked and updated prime rates for US and Canada (7.50% and 4.95% respectively) by reviewing the already cited sources. Updated corresponding "as of" date reference.
imported>Zsteve21
→List of countries: Added 84 countries from World Bank source.
 
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{{Short description|Interest rate at which banks lend to customers with good credit}}
{{Short description|Interest rate at which banks lend to customers with good credit}}
[[File:LeitzinsenEngl.png|thumb|Prime rates in the US, [[Germany|FRG]] and the European Union]]
[[File:LeitzinsenEngl.png|thumb|Prime rates in the US, [[Germany|FRG]] and the European Union|400x400px]]
The '''prime rate''' or '''prime lending rate''' is an [[interest rate]] used by banks, typically representing the rate at which they lend to their most creditworthy customers. Some [[Floating interest rate|variable interest rates]] may be expressed as a percentage above or below prime rate.<ref>Thomas, L., ''Money, Banking and Financial Markets'' ([[Mason, Ohio|Mason, OH]]: [[Thomson Corporation|Thomson South-Western]], 2006), [https://books.google.com/books?id=jgWz1DK1TmkC&pg=PA8 p. 8].</ref>{{rp|8}}
The '''prime rate''' or '''prime lending rate''' is an [[interest rate]] used by banks, typically representing the rate at which they lend to their most creditworthy customers. Some [[Floating interest rate|variable interest rates]] may be expressed as a percentage above or below prime rate.<ref>Thomas, L., ''Money, Banking and Financial Markets'' ([[Mason, Ohio|Mason, OH]]: [[Thomson Corporation|Thomson South-Western]], 2006), [https://books.google.com/books?id=jgWz1DK1TmkC&pg=PA8 p. 8].</ref>{{rp|8}}


==Use in different banking systems==
The prime rate is used often as an index in calculating rate changes to [[adjustable-rate mortgage]]s (ARM) and other [[variable rate]] short-term loans. It is used in the calculation of some private [[student loans]]. Many [[credit card]]s and [[home equity line of credit|home equity lines of credit]] with variable interest rates have their rate specified as the prime rate (index) plus a fixed value commonly called the spread or margin.[[File:Interest rates.webp|thumb|400x400px|Prime Rate floats about 3% above the [[Federal funds rate]]
 
===United States and Canada===
{{main|U.S. prime rate}}
[[File:Interest rates.webp|thumb|350px|Prime Rate floats about 3% above the [[Federal funds rate]]
{{legend-line|#80699B dotted 3px|Credit card interest rates}}
{{legend-line|#80699B dotted 3px|Credit card interest rates}}
{{legend-line|#4572A7 dotted 3px|[[Auto loan]] interest rate 48 months new autos}}
{{legend-line|#4572A7 dotted 3px|[[Auto loan]] interest rate 48 months new autos}}
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{{legend-line|#89A54E solid 3px|Federal funds rate }}
{{legend-line|#89A54E solid 3px|Federal funds rate }}
]]
]]
== Use in different banking systems ==
===United States and Canada===
{{main|U.S. prime rate}}
Historically, in North American [[banking]], the prime rate represented actual interest rate charged to borrowers, although this is no longer universally true. The prime rate varies little among banks and adjustments are generally made by banks at the same time, although this does not happen frequently. {{as of|2025|06|23}}, the prime rate was 7.50% in the [[United States]]<ref>According to data published by [https://online.wsj.com/mdc/public/page/2_3020-moneyrate.html The Wall Street Journal Online] and the [[Federal Reserve Board of Governors]]. {{cite web| url=http://www.federalreserve.gov/releases/h15/data/Monthly/H15_PRIME_NA.txt| title=Federal Reserve Statistical Data| publisher=Federal Reserve}}</ref> and 4.95% in [[Canada]].<ref>According to data published by [https://online.wsj.com/mdc/public/page/2_3020-moneyrate.html The Wall Street Journal Online] and the [[Bank of Canada]].  {{cite web|url=https://www.bankofcanada.ca/rates/daily-digest|title=Daily Digest- Rates and Statistics- Bank of Canada|publisher=Bank of Canada}}</ref>
Historically, in North American [[banking]], the prime rate represented actual interest rate charged to borrowers, although this is no longer universally true. The prime rate varies little among banks and adjustments are generally made by banks at the same time, although this does not happen frequently. {{as of|2025|06|23}}, the prime rate was 7.50% in the [[United States]]<ref>According to data published by [https://online.wsj.com/mdc/public/page/2_3020-moneyrate.html The Wall Street Journal Online] and the [[Federal Reserve Board of Governors]]. {{cite web| url=http://www.federalreserve.gov/releases/h15/data/Monthly/H15_PRIME_NA.txt| title=Federal Reserve Statistical Data| publisher=Federal Reserve}}</ref> and 4.95% in [[Canada]].<ref>According to data published by [https://online.wsj.com/mdc/public/page/2_3020-moneyrate.html The Wall Street Journal Online] and the [[Bank of Canada]].  {{cite web|url=https://www.bankofcanada.ca/rates/daily-digest|title=Daily Digest- Rates and Statistics- Bank of Canada|publisher=Bank of Canada}}</ref>


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Effective January 2, 2015, the Base Lending Rate (BLR) structure was replaced with a new Base Rate (BR) system. Under the BR system, which serves as the main reference rate for new retail floating rate loans, [[Banking in Malaysia|Malaysian banks]] can determine their interest rate based on a formula set by [[Bank Negara]], Malaysia's central bank.<ref>{{cite news|date=January 6, 2015|title=Base Rate vs BLR in Malaysia: How Does BR Work?|access-date=January 26, 2015|url=https://www.imoney.my/articles/all-about-that-base-how-does-base-rate-work|first=Fiona|last=Ho|work=[[Imoney.my|iMoney.my]]}}</ref>
Effective January 2, 2015, the Base Lending Rate (BLR) structure was replaced with a new Base Rate (BR) system. Under the BR system, which serves as the main reference rate for new retail floating rate loans, [[Banking in Malaysia|Malaysian banks]] can determine their interest rate based on a formula set by [[Bank Negara]], Malaysia's central bank.<ref>{{cite news|date=January 6, 2015|title=Base Rate vs BLR in Malaysia: How Does BR Work?|access-date=January 26, 2015|url=https://www.imoney.my/articles/all-about-that-base-how-does-base-rate-work|first=Fiona|last=Ho|work=[[Imoney.my|iMoney.my]]}}</ref>


Malayan Banking Bhd ([[Maybank]]) has set a group-wide base rate at 3.2%, effective Jan 2, 2015. All new retail loans and financing such as mortgages, unit trust loans, share margin financing, personal financing and overdraft facilities which are applied for by individual customers will be based on the base rate.<ref>{{cite news|date=January 5, 2015|title=Maybank sets base rate at 3.2%|access-date=January 26, 2015|url=http://www.thesundaily.my/news/1285188|work=The Sun Daily}}</ref> Though certain banks may be setting a higher BR compared to others, they can sometimes offer lower ELR to customers in order to remain competitive.<ref>{{cite news|date=January 6, 2015|title=Base Rate vs BLR in Malaysia: How Does BR Work?|access-date=January 26, 2015|url=https://www.imoney.my/articles/all-about-that-base-how-does-base-rate-work|first=Fiona|last=Ho|work=[[iMoney.my]]}}</ref> Loans approved and extended before January 2, 2015 continue to follow the old BLR until the end of their loan tenure.
Malayan Banking Bhd ([[Maybank]]) has set a group-wide base rate at 3.2%, effective Jan 2, 2015. All new retail loans and financing such as mortgages, unit trust loans, share margin financing, personal financing and overdraft facilities which are applied for by individual customers will be based on the base rate.<ref>{{cite news|date=January 5, 2015|title=Maybank sets base rate at 3.2%|access-date=January 26, 2015|url=https://www.thesundaily.my/news/1285188|work=The Sun Daily}}</ref> Though certain banks may be setting a higher BR compared to others, they can sometimes offer lower ELR to customers in order to remain competitive.<ref>{{cite news|date=January 6, 2015|title=Base Rate vs BLR in Malaysia: How Does BR Work?|access-date=January 26, 2015|url=https://www.imoney.my/articles/all-about-that-base-how-does-base-rate-work|first=Fiona|last=Ho|work=[[iMoney.my]]}}</ref> Loans approved and extended before January 2, 2015 continue to follow the old BLR until the end of their loan tenure.


==Uses==
== List of countries ==
The prime rate is used often as an index in calculating rate changes to [[adjustable-rate mortgage]]s (ARM) and other [[variable rate]] short-term loans. It is used in the calculation of some private [[student loans]]. Many [[credit card]]s and [[home equity line of credit|home equity lines of credit]] with variable interest rates have their rate specified as the prime rate (index) plus a fixed value commonly called the spread or margin.
This is a list of countries by [[commercial bank]] prime lending rate, charged on new [[Loan|loans]] to their most [[Credit worthiness|credit-worthy]] customers. Each entry is denominated in the respective [[national currency]].
{{srn}}
The list is sourced by ''Trading Economics'' and ''World Bank''.{{Table alignment}}
{| class="wikitable sortable static-row-numbers col1left" style="text-align:center"
|+List of countries by commercial bank prime lending rate<ref>{{Cite web |title=World Bank Open Data |url=https://data.worldbank.org/ |access-date=2025-08-26 |website=World Bank Open Data}}</ref>
!Country
!Commercial bank<br>prime lending rate (%)
!Date of information
|-
|{{Flag|Argentina}}
|61.70
|2024
|-
|{{Flag|Brazil}}
|58.30
|June 2025
|-
|{{Flag|Madagascar}}
|53.60
|2023
|-
|{{Flag|Zimbabwe}}
|42.50
|July 2025
|-
|{{Flag|Malawi}}
|37.10
|2024
|-
|{{Flag|Egypt}}
|24.20
|June 2025
|-
|{{Flag|DR Congo}}
|23.30
|2021
|-
|{{Flag|Uzbekistan}}
|23.10
|2024
|-
|{{Flag|Russia}}
|21.75
|June 2025
|-
|{{Flag|Mozambique}}
|21.70
|2024
|-
|{{Flag|Gambia}}
|20.80
|2023
|-
|{{Flag|Sierra Leone}}
|20.40
|2024
|-
|{{Flag|Ukraine}}
|19.96
|June 2025
|-
|{{Flag|Kyrgyzstan}}
|19.80
|2024
|-
|{{Flag|Angola}}
|18.49
|July 2025
|-
|{{Flag|Sao Tome and Principe}}
|17.80
|2023
|-
|{{Flag|Colombia}}
|16.40
|2024
|-
|{{Flag|Rwanda}}
|16.00
|2024
|-
|{{Flag|Honduras}}
|16.00
|2024
|-
|{{Flag|Mongolia}}
|16.00
|2021
|-
|{{Flag|Dominican Republic}}
|15.30
|2024
|-
|{{Flag|Kenya}}
|15.28
|June 2025
|-
|{{Flag|Suriname}}
|14.80
|2024
|-
|{{Flag|Myanmar}}
|14.80
|2020
|-
|{{Flag|South Sudan}}
|14.70
|2024
|-
|{{Flag|Azerbaijan}}
|14.70
|2024
|-
|{{Flag|Haiti}}
|14.20
|2023
|-
|{{Flag|Nigeria}}
|14.00
|2023
|-
|{{Flag|Armenia}}
|13.10
|2024
|-
|{{Flag|Tanzania}}
|12.68
|June 2025
|-
|{{Flag|Micronesia}}
|12.60
|2021
|-
|{{Flag|Paraguay}}
|12.50
|2021
|-
|{{Flag|Iceland}}
|12.50
|2024
|-
|{{Flag|Liberia}}
|12.44
|May 2025
|-
|{{Flag|Guatemala}}
|12.40
|2024
|-
|{{Flag|Georgia}}
|12.00
|2024
|-
|{{Flag|Jamaica}}
|12.00
|2024
|-
|{{Flag|Maldives}}
|11.60
|2024
|-
|{{Flag|Mexico}}
|11.20
|2024
|-
|{{Flag|Lesotho}}
|11.20
|2024
|-
|{{Flag|Burundi}}
|11.20
|2023
|-
|{{Flag|Namibia}}
|11.00
|2024
|-
|{{Flag|New Zealand}}
|10.97
|July 2025
|-
|{{Flag|Eswatini}}
|10.90
|2024
|-
|{{Flag|Bahamas}}
|10.62
|June 2025
|-
|{{Flag|East Timor}}
|10.60
|2024
|-
|{{Flag|Bhutan}}
|10.50
|2024
|-
|{{Flag|South Africa}}
|10.50
|July 2025
|-
|{{Flag|Australia}}
|10.26
|July 2025
|-
|{{Flag|Belarus}}
|10.00
|2024
|-
|{{Flag|Uruguay}}
|9.90
|2024
|-
|{{Flag|Bangladesh}}
|9.90
|2024
|-
|{{Flag|Seychelles}}
|9.80
|2024
|-
|{{Flag|India}}
|9.77
|July 2025
|-
|{{Flag|Zambia}}
|9.50
|2020
|-
|{{Flag|Albania}}
|9.49
|May 2025
|-
|{{Flag|Vietnam}}
|9.30
|2023
|-
|{{Flag|Nicaragua}}
|9.10
|July 2025
|-
|{{Flag|Mauritius}}
|9.00
|June 2025
|-
|{{Flag|Moldova}}
|8.90
|2024
|-
|{{Flag|Indonesia}}
|8.80
|2024
|-
|{{Flag|Romania}}
|8.80
|2024
|-
|{{Flag|Chile}}
|8.71
|July 2025
|-
|{{Flag|Pakistan}}
|8.70
|2021
|-
|{{Flag|United Kingdom}}
|8.61
|June 2025
|-
|{{Flag|Vanuatu}}
|8.60
|2024
|-
|{{Flag|Samoa}}
|8.40
|2024
|-
|{{Flag|Belize}}
|8.40
|2024
|-
|{{Flag|Guyana}}
|8.40
|2024
|-
|{{Flag|Papua New Guinea}}
|8.30
|2023
|-
|{{Flag|Jordan}}
|8.17
|June 2025
|-
|{{Flag|Bolivia}}
|8.16
|June 2025
|-
|{{Flag|Sri Lanka}}
|8.10
|July 2025
|-
|{{Flag|Algeria}}
|8.00
|2024
|-
|{{Flag|Comoros}}
|8.00
|2022
|-
|{{Flag|Cape Verde}}
|7.80
|2024
|-
|{{Flag|Tonga}}
|7.80
|2024
|-
|{{Flag|Trinidad and Tobago}}
|7.50
|2024
|-
|{{Flag|Hungary}}
|7.50
|June 2025
|-
|{{Flag|United States}}
|7.50
|July 2025
|-
|{{Flag|Costa Rica}}
|7.30
|2024
|-
|{{Flag|St. Vincent and the Grenadines}}
|7.10
|2024
|-
|{{Flag|Finland}}
|6.96
|June 2025
|-
|{{Flag|Grenada}}
|6.90
|2024
|-
|{{Flag|Panama}}
|6.90
|2022
|-
|{{Flag|Montenegro}}
|6.60
|2024
|-
|{{Flag|Antigua and Barbuda}}
|6.50
|2024
|-
|{{Flag|Saint Kitts and Nevis}}
|6.50
|2024
|-
|{{Flag|Thailand}}
|6.35
|July 2025
|-
|{{Flag|Saint Lucia}}
|6.30
|2024
|-
|{{Flag|Benin}}
|6.30
|2021
|-
|{{Flag|Burkina Faso}}
|6.30
|2021
|-
|{{Flag|Qatar}}
|6.20
|2024
|-
|{{Flag|Norway}}
|6.10
|2024
|-
|{{Flag|Botswana}}
|6.01
|May 2025
|-
|{{Flag|Macau}}
|6.00
|2024
|-
|{{Flag|North Macedonia}}
|5.90
|2024
|-
|{{Flag|Dominica}}
|5.80
|2024
|-
|{{Flag|Aruba}}
|5.80
|2023
|-
|{{Flag|Palestine}}
|5.60
|2021
|-
|{{Flag|Oman}}
|5.50
|2021
|-
|{{Flag|Brunei}}
|5.50
|2024
|-
|{{Flag|San Marino}}
|5.50
|2024
|-
|{{Flag|Latvia}}
|5.41
|June 2025
|-
|{{Flag|Singapore}}
|5.30
|2021
|-
|{{Flag|Hong Kong}}
|5.25
|July 2025
|-
|{{Flag|Estonia}}
|5.20
|June 2025
|-
|{{Flag|Solomon Islands}}
|5.20
|2021
|-
|{{Flag|Kuwait}}
|5.06
|June 2025
|-
|{{Flag|Canada}}
|4.95
|July 2025
|-
|{{Flag|Bahrain}}
|4.94
|June 2025
|-
|{{Flag|Malaysia}}
|4.89
|June 2025
|-
|{{Flag|Czech Republic}}
|4.70
|2024
|-
|{{Flag|Fiji}}
|4.60
|2024
|-
|{{Flag|Bulgaria}}
|4.60
|2024
|-
|{{Flag|Croatia}}
|4.55
|June 2025
|-
|{{Flag|Bosnia and Herzegovina}}
|4.50
|2024
|-
|{{Flag|Malta}}
|4.47
|June 2025
|-
|{{Flag|Greece}}
|4.39
|June 2025
|-
|{{Flag|China}}
|4.35
|August 2025
|-
|{{Flag|Italy}}
|4.11
|June 2025
|-
|{{Flag|South Korea}}
|4.09
|June 2025
|-
|{{Flag|Slovakia}}
|4.06
|June 2025
|-
|{{Flag|Austria}}
|4.01
|June 2025
|-
|{{Flag|Barbados}}
|4.00
|July 2025
|-
|{{Flag|Germany}}
|4.00
|June 2025
|-
|{{Flag|Portugal}}
|3.73
|June 2025
|-
|{{Flag|France}}
|3.65
|June 2025
|-
|{{Flag|Slovenia}}
|3.53
|June 2025
|-
|{{Flag|Belgium}}
|3.52
|June 2025
|-
|{{Flag|Luxembourg}}
|3.45
|June 2025
|-
|{{Flag|Taiwan}}
|3.26
|July 2025
|-
|{{Flag|Switzerland}}
|3.00
|2024
|-
|{{Flag|Israel}}
|3.00
|2022
|-
|{{Flag|Netherlands}}
|2.47
|June 2025
|-
|{{Flag|Japan}}
|2.20
|July 2025
|-
|{{Flag|Spain}}
|2.18
|June 2025
|-
|{{Flag|Denmark}}
|1.75
|July 2025
|-
|{{Flag|Peru}}
|0.81
|July 2025
|}


==See also==
==See also==

Latest revision as of 12:32, 26 August 2025

Template:Short description

File:LeitzinsenEngl.png
Prime rates in the US, FRG and the European Union

The prime rate or prime lending rate is an interest rate used by banks, typically representing the rate at which they lend to their most creditworthy customers. Some variable interest rates may be expressed as a percentage above or below prime rate.[1]Template:Rp

The prime rate is used often as an index in calculating rate changes to adjustable-rate mortgages (ARM) and other variable rate short-term loans. It is used in the calculation of some private student loans. Many credit cards and home equity lines of credit with variable interest rates have their rate specified as the prime rate (index) plus a fixed value commonly called the spread or margin.

File:Interest rates.webp
Prime Rate floats about 3% above the Federal funds rate <templatestyles src="Legend/styles.css" />
  Credit card interest rates
<templatestyles src="Legend/styles.css" />
  Auto loan interest rate 48 months new autos
<templatestyles src="Legend/styles.css" />
  Prime rate
<templatestyles src="Legend/styles.css" />
  10 year Treasury bond
<templatestyles src="Legend/styles.css" />
  United States Consumer Price Index
<templatestyles src="Legend/styles.css" />
  Federal funds rate

Use in different banking systems

United States and Canada

Script error: No such module "Labelled list hatnote". Historically, in North American banking, the prime rate represented actual interest rate charged to borrowers, although this is no longer universally true. The prime rate varies little among banks and adjustments are generally made by banks at the same time, although this does not happen frequently. since 23 June 2025Template:Dated maintenance category (articles)Script error: No such module "Check for unknown parameters"., the prime rate was 7.50% in the United States[2] and 4.95% in Canada.[3]

In the United States, the prime rate runs approximately 300 basis points (or 3 percentage points) above the federal funds rate, which is the interest rate that banks charge each other for overnight loans made to fulfill reserve funding requirements. The federal funds rate plus a much smaller increment is frequently used for lending to the most creditworthy borrowers, as is LIBOR, the London Interbank Offered Rate. The Federal Open Market Committee (FOMC) meets eight times per year to set a target for the federal funds rate.

Prior to December 17, 2008, the Wall Street Journal followed a policy of changing its published prime rate when 23 out of 30 of the United States' largest banks changed their prime rates. Recognizing that fewer, larger banks now control most banking assets (that is, it is more concentrated), the Journal now publishes a rate reflecting the base rate posted by at least 70% of the top ten banks by assets.

Malaysia

Effective January 2, 2015, the Base Lending Rate (BLR) structure was replaced with a new Base Rate (BR) system. Under the BR system, which serves as the main reference rate for new retail floating rate loans, Malaysian banks can determine their interest rate based on a formula set by Bank Negara, Malaysia's central bank.[4]

Malayan Banking Bhd (Maybank) has set a group-wide base rate at 3.2%, effective Jan 2, 2015. All new retail loans and financing such as mortgages, unit trust loans, share margin financing, personal financing and overdraft facilities which are applied for by individual customers will be based on the base rate.[5] Though certain banks may be setting a higher BR compared to others, they can sometimes offer lower ELR to customers in order to remain competitive.[6] Loans approved and extended before January 2, 2015 continue to follow the old BLR until the end of their loan tenure.

List of countries

This is a list of countries by commercial bank prime lending rate, charged on new loans to their most credit-worthy customers. Each entry is denominated in the respective national currency. Template:Srn The list is sourced by Trading Economics and World Bank.Template:Table alignment

List of countries by commercial bank prime lending rate[7]
Country Commercial bank
prime lending rate (%) 		Date of information
File:Flag of Argentina.svg Argentina 61.70 2024
File:Flag of Brazil.svg Brazil 58.30 June 2025
File:Flag of Madagascar.svg Madagascar 53.60 2023
File:Flag of Zimbabwe.svg Zimbabwe 42.50 July 2025
File:Flag of Malawi.svg Malawi 37.10 2024
File:Flag of Egypt.svg Egypt 24.20 June 2025
Template:Country data DR Congo 23.30 2021
File:Flag of Uzbekistan.svg Uzbekistan 23.10 2024
File:Flag of Russia.svg Russia 21.75 June 2025
File:Flag of Mozambique.svg Mozambique 21.70 2024
File:Flag of The Gambia.svg Gambia 20.80 2023
File:Flag of Sierra Leone.svg Sierra Leone 20.40 2024
File:Flag of Ukraine.svg Ukraine 19.96 June 2025
File:Flag of Kyrgyzstan.svg Kyrgyzstan 19.80 2024
File:Flag of Angola.svg Angola 18.49 July 2025
File:Flag of São Tomé and Príncipe.svg Sao Tome and Principe 17.80 2023
File:Flag of Colombia.svg Colombia 16.40 2024
File:Flag of Rwanda.svg Rwanda 16.00 2024
File:Flag of Honduras (2022-).svg Honduras 16.00 2024
File:Flag of Mongolia.svg Mongolia 16.00 2021
File:Flag of the Dominican Republic.svg Dominican Republic 15.30 2024
File:Flag of Kenya.svg Kenya 15.28 June 2025
File:Flag of Suriname.svg Suriname 14.80 2024
File:Flag of Myanmar.svg Myanmar 14.80 2020
File:Flag of South Sudan.svg South Sudan 14.70 2024
File:Flag of Azerbaijan.svg Azerbaijan 14.70 2024
File:Flag of Haiti.svg Haiti 14.20 2023
File:Flag of Nigeria.svg Nigeria 14.00 2023
File:Flag of Armenia.svg Armenia 13.10 2024
File:Flag of Tanzania.svg Tanzania 12.68 June 2025
Template:Country data Micronesia 12.60 2021
File:Flag of Paraguay.svg Paraguay 12.50 2021
File:Flag of Iceland.svg Iceland 12.50 2024
File:Flag of Liberia.svg Liberia 12.44 May 2025
File:Flag of Guatemala.svg Guatemala 12.40 2024
Template:Country data Georgia 12.00 2024
File:Flag of Jamaica.svg Jamaica 12.00 2024
File:Flag of Maldives.svg Maldives 11.60 2024
File:Flag of Mexico.svg Mexico 11.20 2024
File:Flag of Lesotho.svg Lesotho 11.20 2024
File:Flag of Burundi.svg Burundi 11.20 2023
File:Flag of Namibia.svg Namibia 11.00 2024
File:Flag of New Zealand.svg New Zealand 10.97 July 2025
File:Flag of Eswatini.svg Eswatini 10.90 2024
File:Flag of the Bahamas.svg Bahamas 10.62 June 2025
Template:Country data East Timor 10.60 2024
File:Flag of Bhutan.svg Bhutan 10.50 2024
File:Flag of South Africa.svg South Africa 10.50 July 2025
File:Flag of Australia (converted).svg Australia 10.26 July 2025
File:Flag of Belarus.svg Belarus 10.00 2024
File:Flag of Uruguay.svg Uruguay 9.90 2024
File:Flag of Bangladesh.svg Bangladesh 9.90 2024
File:Flag of Seychelles.svg Seychelles 9.80 2024
File:Flag of India.svg India 9.77 July 2025
File:Flag of Zambia.svg Zambia 9.50 2020
File:Flag of Albania.svg Albania 9.49 May 2025
File:Flag of Vietnam.svg Vietnam 9.30 2023
File:Flag of Nicaragua.svg Nicaragua 9.10 July 2025
File:Flag of Mauritius.svg Mauritius 9.00 June 2025
File:Flag of Moldova.svg Moldova 8.90 2024
File:Flag of Indonesia.svg Indonesia 8.80 2024
File:Flag of Romania.svg Romania 8.80 2024
File:Flag of Chile.svg Chile 8.71 July 2025
File:Flag of Pakistan.svg Pakistan 8.70 2021
File:Flag of the United Kingdom.svg United Kingdom 8.61 June 2025
File:Flag of Vanuatu.svg Vanuatu 8.60 2024
File:Flag of Samoa.svg Samoa 8.40 2024
File:Flag of Belize.svg Belize 8.40 2024
File:Flag of Guyana.svg Guyana 8.40 2024
File:Flag of Papua New Guinea.svg Papua New Guinea 8.30 2023
File:Flag of Jordan.svg Jordan 8.17 June 2025
File:Flag of Bolivia.svg Bolivia 8.16 June 2025
File:Flag of Sri Lanka.svg Sri Lanka 8.10 July 2025
File:Flag of Algeria.svg Algeria 8.00 2024
File:Flag of the Comoros.svg Comoros 8.00 2022
File:Flag of Cape Verde.svg Cape Verde 7.80 2024
File:Flag of Tonga.svg Tonga 7.80 2024
File:Flag of Trinidad and Tobago.svg Trinidad and Tobago 7.50 2024
File:Flag of Hungary.svg Hungary 7.50 June 2025
File:Flag of the United States.svg United States 7.50 July 2025
File:Flag of Costa Rica.svg Costa Rica 7.30 2024
Template:Country data St. Vincent and the Grenadines 7.10 2024
File:Flag of Finland.svg Finland 6.96 June 2025
File:Flag of Grenada.svg Grenada 6.90 2024
File:Flag of Panama.svg Panama 6.90 2022
File:Flag of Montenegro.svg Montenegro 6.60 2024
File:Flag of Antigua and Barbuda.svg Antigua and Barbuda 6.50 2024
File:Flag of Saint Kitts and Nevis.svg Saint Kitts and Nevis 6.50 2024
File:Flag of Thailand.svg Thailand 6.35 July 2025
File:Flag of Saint Lucia.svg Saint Lucia 6.30 2024
File:Flag of Benin.svg Benin 6.30 2021
File:Flag of Burkina Faso.svg Burkina Faso 6.30 2021
File:Flag of Qatar.svg Qatar 6.20 2024
File:Flag of Norway.svg Norway 6.10 2024
File:Flag of Botswana.svg Botswana 6.01 May 2025
File:Flag of Macau.svg Macau 6.00 2024
Template:Country data North Macedonia 5.90 2024
File:Flag of Dominica.svg Dominica 5.80 2024
File:Flag of Aruba.svg Aruba 5.80 2023
Template:Country data Palestine 5.60 2021
File:Flag of Oman.svg Oman 5.50 2021
File:Flag of Brunei.svg Brunei 5.50 2024
File:Flag of San Marino.svg San Marino 5.50 2024
File:Flag of Latvia.svg Latvia 5.41 June 2025
File:Flag of Singapore.svg Singapore 5.30 2021
File:Flag of Hong Kong.svg Hong Kong 5.25 July 2025
File:Flag of Estonia.svg Estonia 5.20 June 2025
File:Flag of the Solomon Islands.svg Solomon Islands 5.20 2021
File:Flag of Kuwait.svg Kuwait 5.06 June 2025
File:Flag of Canada (Pantone).svg Canada 4.95 July 2025
File:Flag of Bahrain.svg Bahrain 4.94 June 2025
File:Flag of Malaysia.svg Malaysia 4.89 June 2025
File:Flag of the Czech Republic.svg Czech Republic 4.70 2024
File:Flag of Fiji.svg Fiji 4.60 2024
File:Flag of Bulgaria.svg Bulgaria 4.60 2024
File:Flag of Croatia.svg Croatia 4.55 June 2025
File:Flag of Bosnia and Herzegovina.svg Bosnia and Herzegovina 4.50 2024
File:Flag of Malta.svg Malta 4.47 June 2025
File:Flag of Greece.svg Greece 4.39 June 2025
File:Flag of the People's Republic of China.svg China 4.35 August 2025
File:Flag of Italy.svg Italy 4.11 June 2025
File:Flag of South Korea.svg South Korea 4.09 June 2025
File:Flag of Slovakia.svg Slovakia 4.06 June 2025
File:Flag of Austria.svg Austria 4.01 June 2025
File:Flag of Barbados.svg Barbados 4.00 July 2025
File:Flag of Germany.svg Germany 4.00 June 2025
File:Flag of Portugal.svg Portugal 3.73 June 2025
File:Flag of France.svg France 3.65 June 2025
File:Flag of Slovenia.svg Slovenia 3.53 June 2025
File:Flag of Belgium (civil).svg Belgium 3.52 June 2025
File:Flag of Luxembourg.svg Luxembourg 3.45 June 2025
File:Flag of the Republic of China.svg Taiwan 3.26 July 2025
File:Flag of Switzerland (Pantone).svg  Switzerland 3.00 2024
File:Flag of Israel.svg Israel 3.00 2022
File:Flag of the Netherlands.svg Netherlands 2.47 June 2025
File:Flag of Japan.svg Japan 2.20 July 2025
File:Flag of Spain.svg Spain 2.18 June 2025
File:Flag of Denmark.svg Denmark 1.75 July 2025
File:Flag of Peru.svg Peru 0.81 July 2025

See also

References

<templatestyles src="Reflist/styles.css" />

  1. ↑ Thomas, L., Money, Banking and Financial Markets (Mason, OH: Thomson South-Western, 2006), p. 8.
  2. ↑ According to data published by The Wall Street Journal Online and the Federal Reserve Board of Governors. Script error: No such module "citation/CS1".
  3. ↑ According to data published by The Wall Street Journal Online and the Bank of Canada. Script error: No such module "citation/CS1".
  4. ↑ Script error: No such module "citation/CS1".
  5. ↑ Script error: No such module "citation/CS1".
  6. ↑ Script error: No such module "citation/CS1".
  7. ↑ Script error: No such module "citation/CS1".

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External links

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