View source for State Bank of India

{{short description|Indian public sector bank}}
{{Redirect|.sbi||SBI (disambiguation)}}
{{Use dmy dates|date=September 2020}}
{{Use Indian English|date=July 2020}}

{{Infobox company
| name = State Bank of India (SBI)
| logo = State Bank of India.svg
| logo_size = 150px
| logo_alt = 
| logo_caption = The Banker to Every Indian
| image = State Bank of India Corporate Centre Mumbai.jpg
| image_alt = SBI Headquarters
| image_caption = State Bank Bhavan, [[Nariman Point]], [[Mumbai]]
| former_name = 
| type = [[Public company|Public]]
| predecessor = {{Plainlist|
[[Imperial Bank of India]]<br />(1921 {{endash}} 1955)
:[[Bank of Calcutta]]<br />(1806 {{endash}} 1921)
:[[Bank of Bombay]]<br />(1840 {{endash}} 1921)
:[[Bank of Madras]]<br />(1843 {{endash}} 1921)
}}
| foundation = {{start date and age|df=y|1955|07|01}}<br /> State Bank of India
----
{{ubl|
{{start date|1921|01|27|df=yes}}<br /> [[Imperial Bank of India]]
:{{start date|1806|06|02|df=yes}}<br /> [[Bank of Calcutta]]
:{{start date|1840|04|15|df=yes}}<br /> [[Bank of Bombay]]
:{{start date|1843|07|01|df=yes}}<br /> [[Bank of Madras]]
}}
| traded_as = {{ubl|{{NSE|SBIN}}|{{BSE|500112}}|{{LSE|SBID}}|[[BSE SENSEX]] constituent|[[NIFTY 50|NSE NIFTY 50]] constituent}}
| ISIN = {{ISIN|sl=n|pl=y|INE062A01020}}
| industry = [[Banking]], [[financial services]]
| num_locations = 23,085 branches <br/>63,580 ATMs<ref>{{Cite web |title=About Us - About Us |url=https://sbi.bank.in/web/about-us/about-us |access-date=2025-12-17 |website=sbi.bank.in}}</ref>
| area_served = India
| key_people = {{ubl
  | [[Challa Sreenivasulu Setty |C. Sreenivasulu Setty]] ([[List of chairmen of the State Bank of India|chairman]])<ref>{{cite web|url=https://www.livemint.com/companies/news/govt-appoints-dinesh-kumar-khara-as-sbi-chairman-for-3-years-11602000392605.html|work=livemint|title=govt-appoints-dinesh-kumar-khara-as-sbi-chairman-for-3-years|date=6 October 2020|access-date=7 October 2020}}</ref>
  | Kameshwar Rao Kodavanti ([[Chief Financial Officer|CFO]])<ref>{{cite news|url= https://economictimes.indiatimes.com/industry/banking/finance/banking/sbi-appoints-kameshwar-rao-kodavanti-as-cfo/articleshow/101419102.cms|title= SBI appoints Kameshwar Rao Kodavanti as CFO|newspaper= The Economic Times|date= July 2023}}</ref>
  }}
| products = {{ubl|[[Retail banking]]|[[Corporate banking]]|[[Investment banking]]|[[Mortgage loan]]s| [[Private banking]]|[[Wealth management]]|[[Asset management]]|[[Investment management]]|[[Credit cards]]|[[Insurance]] }}
| revenue = {{increase}} {{INRConvert|5.24|t|lk=r}}<ref name="Annual Report 2025"/>
| revenue_year = 2025
| operating_income = {{increase}} {{INRConvert|1.10|t|lk=r}}<ref name="Annual Report 2025"/>
| income_year = 2025
| net_income = {{increase}} {{INRConvert|709.1|b}}<ref name="Annual Report 2025"/>
| net_income_year = 2025
| assets = {{increase}} {{INRConvert|66.76|t|lk=r}}<ref name="Annual Report 2025"/>
| assets_year = 2025
| equity = {{increase}} {{INRConvert|4.86|t|lk=r}}<ref name="Annual Report 2025"/>
| equity_year = 2025
| owner = [[Government of India]] (55.50%)
| subsid = {{ubl|[[SBI Life Insurance Company|SBI Life Insurance Ltd]]|[[SBI Mutual Fund]] (63%)|[[SBI Cards]] and Payment Services Ltd (68.63%)|[[SBI General Insurance]] (69.11%)}}
| num_employees = 2,36,221<ref>{{Cite web |title=Employee strength of Public Sector Banks |url=https://sansad.in/getFile/annex/268/AU259_JW71fE.pdf?source=pqars |access-date=2025-07-24 |publisher=Government of India, Ministry of Finance}}</ref>
| website = {{ubl|{{URL|https://sbi.bank.in/}}|{{URL|https://retail.sbi.bank.in/}}}}
| ratio = [[Tier 1 capital|Tier 1]] 14.25% (FY 2025)<ref>{{Cite web |title=SBI Financial Highlights Past 5 years - Investor Relations |url=https://sbi.bank.in/web/investor-relations/sbi-financial-highlights-past-5 |access-date=2025-12-17 |website=sbi.bank.in}}</ref>
| rating = {{plainlist|
* [[S&P Global Ratings|S&P]] BBB− / A-3/ Positive<ref name="ratings"/>
* [[Moody's Investors Service|Moody's]] Baa3/ P-3/ Stable<ref name="ratings"/>
* [[Fitch Ratings|Fitch]] BBB− / F-3/ Stable<ref name="ratings">{{Cite web |title=Bank Ratings - Investor Relations |url=https://sbi.bank.in/web/investor-relations/bank-ratings |access-date=2025-12-17 |website=sbi.bank.in}}</ref>
}}
| location = State Bank Bhavan, M.C. Road, [[Nariman Point]], [[Mumbai]], [[Maharashtra]], India
| footnotes = <ref name="Annual Report 2025">{{cite web|url=https://sbi.co.in/documents/17836/0/SBI+Analyst+Presentation+Q4FY25.pdf/d496fee6-a237-4328-a5ff-7246e4b736b4?t=1746263845521|title=Annual Report of State Bank of India FY 25|access-date=10 May 2025}}</ref><ref name="Consolidated Annual Report via web">{{cite web|url=http://www.moneycontrol.com/financials/sbi/results/consolidated-yearly/SBI|title=State Bank of India Consolidated Yearly Results, State Bank of India Financial Statement & Accounts|website=moneycontrol.com|access-date=26 June 2017|archive-url=https://web.archive.org/web/20170702112648/http://www.moneycontrol.com/financials/sbi/results/consolidated-yearly/SBI|archive-date=2 July 2017|url-status=live}}</ref><ref name="Annual Report via Moneycontrol">{{cite web|url=http://www.moneycontrol.com/financials/sbi/results/yearly/SBI|title=State Bank of India Yearly Results, State Bank of India Financial Statement & Accounts|website=moneycontrol.com|access-date=26 June 2017|archive-url=https://web.archive.org/web/20170720025818/http://www.moneycontrol.com/financials/sbi/results/yearly/SBI|archive-date=20 July 2017|url-status=live}}</ref><ref>{{cite web|url=http://rbidocs.rbi.org.in/rdocs/content/PDFs/90028.pdf|title=From Imperial Bank to State Bank|access-date=28 June 2017|archive-url=https://web.archive.org/web/20131030040112/http://rbidocs.rbi.org.in/rdocs/content/PDFs/90028.pdf|archive-date=30 October 2013|url-status=live}}</ref>
}}

'''State Bank of India''' ('''SBI''') is an Indian [[Multinational corporation|multinational]] [[Public sector undertakings in India|public sector]] [[bank]] and [[financial service]]s statutory body,<ref>{{cite web |title=Annual Report 2024-25 (English) |url=https://sbi.bank.in/documents/17826/35696/Annual+Report+FY2025.pdf |publisher=SBI |access-date=3 October 2025}}</ref> headquartered in [[Mumbai]]. It is the largest bank in India<ref>{{cite web|url=https://www.business-standard.com/article/markets/sbi-joins-rs-5-trillion-market-cap-club-stock-surges-26-in-three-months-39715199540_1.html|title=SBI joins Rs 7-trillion market cap club; stock surges 26% in three months|date=14 September 2022 }}</ref> with a 23% market share by assets and a 25% share of the total loan and deposits market.<ref>{{cite news | url=https://economictimes.indiatimes.com/industry/banking/finance/banking/how-indian-financial-services-players-are-coming-to-terms-with-technological-changes/articleshow/64184172.cms | title=Away from the public gaze, State Bank of India is preparing to unleash a revolution | access-date=22 May 2018 | archive-url=https://web.archive.org/web/20180522044243/https://economictimes.indiatimes.com/industry/banking/finance/banking/how-indian-financial-services-players-are-coming-to-terms-with-technological-changes/articleshow/64184172.cms | archive-date=22 May 2018 | url-status=live }}</ref> It is also the [[List of largest employers in India|tenth largest employer in India]] with nearly 250,000 employees.<ref>{{Cite web|url=https://officechai.com/news/8-biggest-employers-in-india/|title = These Are the Biggest Employers in India|date = 15 December 2016}}</ref><ref>{{Cite web|url=https://economictimes.indiatimes.com/nation-world/indias-eight-biggest-employers/indian-railways/slideshow/47861032.cms|title = India's eight biggest employers}}</ref><ref>{{Cite web|url=https://www.moneycontrol.com/stocks/marketinfo/emc/bse/index.html|title = Top Companies in India: Top Companies in India by Employee Cost, Top BSE Companies by Employee Cost, Top BSE Companies}}</ref> As of 2024, SBI has 500 million customers.<ref>{{Cite web |url=https://bfsi.economictimes.indiatimes.com/news/banking/sbi-crosses-50-crores-customer-milestone-dinesh-khara-expresses-gratitude/107903032|title=SBI crosses 50 crores customer milestone, Dinesh Khara expresses gratitude |publisher=The Economic Times }}</ref>

The [[Reserve Bank of India]] (RBI) has identified SBI, [[HDFC Bank]], and [[ICICI Bank]] as [[Systemically important financial institution|domestic systemically important banks]] (D-SIBs), which are often referred to as banks that are "[[too big to fail]]".<ref>{{cite web |url=https://www.rbi.org.in/scripts/PublicationsView.aspx?Id=21730 |title=Monetary and Credit Information Review |publisher=Reserve Bank of India |date=31 January 2024 |access-date=1 September 2024 |quote=Domestic Systemically Important Banks (D-SIBs) - The Reserve Bank on January 2, 2023 released the list of Domestic Systemically Important Banks (D-SIBs). State Bank of India, ICICI Bank, and HDFC Bank continue to be identified as D-SIBs, under the same bucketing structure as in the 2021 list of D-SIBs.}}</ref><ref>{{cite web |url=https://www.rbi.org.in/scripts/BS_PressReleaseDisplay.aspx?prid=50995 | title=RBI releases 2020 list of Domestic Systemically Important Banks (D-SIBs) |publisher=Reserve Bank of India |date=19 January 2021 |access-date=1 September 2024}}</ref> SBI is the [[List of largest banks|43rd largest bank in the world]] by total assets and ranked 163rd in the [[Fortune Global 500|''Fortune'' Global 500]] list of the world's biggest corporations of 2025.<ref>{{cite news | url=https://fortune.com/ranking/global500/?fg500_country=India | title=Fortune Global 500 – The largest companies in the world by revenue |publisher=Fortune | access-date=2 October 2025 }}</ref> In 2024, SBI was ranked 55th in [[Forbes Global 2000|''Forbes'' Global 2000]].<ref>{{Cite web|lang=en|url=https://www.forbes.com/lists/global2000/?sh=51d599675ac0|title=The Global 2000 2023|website=Forbes|access-date=2024-02-07|archive-date=2024-01-29|archive-url=https://web.archive.org/web/20240129031905/https://www.forbes.com/lists/global2000/?sh=4f5ab07e5ac0}}</ref>

The bank descends from the [[Bank of Calcutta]], founded in 1806 via the [[Imperial Bank of India]], making it [[List of oldest banks in India|the oldest commercial bank]] in the [[Indian subcontinent]]. The [[Bank of Madras]] merged into the other two presidency banks in [[British India]], the [[Bank of Calcutta]] and the [[Bank of Bombay]], to form the [[Imperial Bank of India]], which in turn became the State Bank of India on 1 July 1955.<ref>{{cite book |author1=Rajesh |title=Banking Theory Law N Practice |year=2009 |url=https://books.google.com/books?id=PHCQsprFST4C&q=allahabad+bank+established&pg=PA8 |publisher=Tata McGraw-Hill Education |page=8 |isbn= 978-0-07-009123-8|access-date=4 November 2014}}</ref> Over the course of its 200-year history, the bank has been formed from the [[List of banks that have merged to form the State Bank of India|mergers and acquisitions of more than twenty banks]].<ref>{{Cite web |title=From Imperial Bank to State Bank |url=https://rbidocs.rbi.org.in/rdocs/content/PDFs/90028.pdf |access-date=11 September 2023 |website=rbidocs.rbi.org.in}}</ref><ref>{{Cite web |title=The State Bank Of India (Subsidiary Banks) Act, 1959 |url=https://indiankanoon.org/doc/381465/ |access-date=11 September 2023 |website=Indian Kanoon}}</ref> The [[Government of India]] took control of the Imperial Bank of India in 1955, with [[Reserve Bank of India]] (India's central bank) taking a 60% stake, renaming it State Bank of India.

== History ==
[[File:SBI Imperial bank seal.jpg|right|thumb|alt=Seal of Imperial Bank of India.|Seal of Imperial Bank of India|188x188px]]
The roots of the State Bank of India lie in the first decade of the 19th century when the [[Bank of Calcutta]] (later renamed the [[Bank of Bengal]]) was established on 2 June 1806. The Bank of Bengal was one of three Presidency banks, the other two being the [[Bank of Bombay]] (est. 15 April 1840) and the [[Bank of Madras]] (est. 1 July 1843). All three Presidency banks were incorporated as [[Joint stock company|joint stock companies]] and were the result of [[royal charter]]s. These three banks received the exclusive right to issue paper currency till 1861 when, with the Paper Currency Act, the right was taken over by the Government of India.  The Presidency banks amalgamated on 27 January 1921, and the re-organised banking entity took as its name [[Imperial Bank of India]]. The Imperial Bank of India remained a joint-stock company but without Government participation.

Under the provisions of the State Bank of India Act of 1955, the [[Reserve Bank of India]], which is [[Central Bank|India's central bank]], acquired a controlling interest in the Imperial Bank of India. On 1 July 1955, the Imperial Bank of India became the State Bank of India. In 2008, the [[Government of India]] acquired the Reserve Bank of India's stake in SBI to remove any [[conflict of interest]] because the RBI is the country's banking regulatory authority.

In 1959, the government passed the State Bank of India (Subsidiary Banks) Act. This made eight banks that had belonged to [[Indian Princely States|princely states]] into subsidiaries of SBI. This was during the First Five-Year Plan, which prioritised the development of rural India. The government integrated these banks into the State Bank of India system to expand its rural outreach. In 1963, SBI merged the State Bank of Jaipur (est. 1943) and State Bank of Bikaner (est.1944).

SBI has acquired local banks in rescues. The first was the Bank of Bihar (est. 1911), which SBI acquired in 1969, together with its 28 branches. The next year, SBI acquired the National Bank of Lahore (est. 1942), which had 24 branches. Five years later, in 1975, SBI acquired [[Krishnaram Baldeo Bank]], which had been established in 1916 in [[Gwalior State]], under the patronage of Maharaja [[Madho Rao Scindia]]. The bank had been the ''Dukan Pichadi'', a small moneylender, owned by the Maharaja. In 1985, SBI acquired the Bank of Cochin in [[Kerala]], which had 120 branches. SBI was the acquirer as its affiliate, the [[State Bank of Travancore]], already had an extensive network in Kerala.

In March 2001, SBI partnered with [[BNP Paribas]] to form a 76:24 [[joint venture]] life insurance company named [[SBI Life Insurance Company]].

The proposal to merge all the associate banks into SBI to create a single very large bank and streamline operations started in the mid-2000s.<ref>{{cite web |url=http://www.iba.org.in/viewmembanks.asp?id=2 |title=Indian Banks' Association |publisher=Iba.org.in |date=23 April 2005 |access-date=21 December 2010 |archive-url=https://web.archive.org/web/20110721180611/http://www.iba.org.in/viewmembanks.asp?id=2 |archive-date=21 July 2011 |url-status=live }}</ref>

The first step towards unification occurred on 13 August 2008 when [[State Bank of Saurashtra]] merged with SBI, reducing the number of associate state banks from seven to six. On 19 June 2009, the SBI board approved the absorption of [[State Bank of Indore]], in which SBI held 98.3%.<ref>{{cite web |title= Approvals for State Bank of Indore merger by July: SBI |url= http://www.cmlinks.com/sbi/NewsText.asp?Code=1375&period=1001&srno=9172002038 |date= 21 June 2010 |work= Business Standard |access-date= 28 June 2010 |archive-url= https://web.archive.org/web/20110708170155/http://www.cmlinks.com/sbi/NewsText.asp?Code=1375&period=1001&srno=9172002038 |archive-date= 8 July 2011 |url-status= live }}</ref> The acquisition of State Bank of Indore added 470 branches to SBI's existing network of branches. The process of merging of State Bank of Indore was completed in 2010.<ref>{{cite news |title= State Bank of Indore branches to become SBI units from Aug 26 : SBI |url= http://economictimes.indiatimes.com/Banking/articleshow/6434466.cms |date= 26 August 2010 |work= The Economic Times |access-date= 26 August 2010 |archive-url= https://web.archive.org/web/20161008235522/http://economictimes.indiatimes.com/Banking/articleshow/6434466.cms |archive-date= 8 October 2016 |url-status= live }}</ref>

In 2009, SBI and [[Macquarie Group]] established the Macquarie-SBI Infrastructure Fund to invest in infrastructure projects in India.<ref>{{cite news |title=SBI and Macquarie launch Indian Infrastructure Fund |url=https://economictimes.indiatimes.com/news/economy/infrastructure/sbi-and-macquarie-launch-indian-infrastructure-fund/articleshow/4364831.cms |access-date=6 March 2025 |work=The Economic Times |date=6 April 2009}}</ref> In 2011, SBI and [[Oman]]'s sovereign wealth fund SGRF launched a 50:50 joint venture [[private equity]] firm called the Oman India Joint Investment Fund.<ref>{{cite news |title=SBI-backed Oman India Fund looks to raise Rs 19, 800 crore in second innings |url=https://economictimes.indiatimes.com/small-biz/startups/sbi-backed-oman-india-fund-looks-to-raise-rs-19-800-crore-in-second-innings/articleshow/49795651.cms |access-date=6 March 2025 |work=The Economic Times |date=16 November 2015}}</ref>

On 7 October 2013, [[Arundhati Bhattacharya]] became the first woman to be appointed chairperson of the bank.<ref>{{cite news | title=Arundhati Bhattacharya, the first woman to head SBI |newspaper = The Hindu|date = 7 October 2013| url=http://www.thehindu.com/business/Industry/arundhati-bhattacharya-first-woman-to-head-sbi/article5210836.ece?homepage=true | access-date=8 October 2013 | archive-url=https://web.archive.org/web/20131203004545/http://www.thehindu.com/business/Industry/arundhati-bhattacharya-first-woman-to-head-sbi/article5210836.ece?homepage=true | archive-date=3 December 2013 | url-status=live }}</ref>

Under the [[Pradhan Mantri Jan Dhan Yojana]] of financial inclusion launched by Government in August 2014, SBI held 11,300 camps and opened over 30 lakh (3 million) accounts by September, which included 21 lakh (2.1 million) accounts in rural areas and 15.7 lakh (1.57 million) accounts in urban areas.<ref name=etsep>{{cite news | title = SBI takes lead in opening bank accounts under Jan Dhan Yojana | newspaper = The Economic Times | url = http://economictimes.indiatimes.com/industry/banking/finance/banking/sbi-takes-lead-in-opening-bank-accounts-under-jan-dhan-yojana/articleshow/42287996.cms | date = 11 September 2014 | access-date = 30 September 2014 | archive-url = https://web.archive.org/web/20140921052222/http://economictimes.indiatimes.com/industry/banking/finance/banking/sbi-takes-lead-in-opening-bank-accounts-under-jan-dhan-yojana/articleshow/42287996.cms | archive-date = 21 September 2014 | url-status = live }}</ref>

In 2016, the board of SBI and the Union Cabinet cleared the proposal to merge the remaining five associate banks ([[State Bank of Bikaner and Jaipur]], [[State Bank of Hyderabad]], [[State Bank of Mysore]], [[State Bank of Patiala]], and [[State Bank of Travancore]]) and SBI's fully owned subsidiary [[Bharatiya Mahila Bank]] with SBI.<ref>{{Cite news |url=https://www.thehindubusinessline.com/money-and-banking/cabinet-okays-merger-of-associates-with-sbi/article8732405.ece |title=Cabinet okays merger of associates with SBI |newspaper=@Businessline |access-date=30 August 2019 |archive-url=https://web.archive.org/web/20190830174050/https://www.thehindubusinessline.com/money-and-banking/cabinet-okays-merger-of-associates-with-sbi/article8732405.ece |archive-date=30 August 2019 |url-status=live }}</ref><ref>{{cite news|url=http://www.thehindu.com/business/five-associate-banks-to-merge-with-sbi/article8612665.ece|title=Five associate banks to merge with SBI|date=18 May 2016|access-date=1 July 2016|newspaper=The Hindu|archive-url=https://web.archive.org/web/20160621001933/http://www.thehindu.com/business/five-associate-banks-to-merge-with-sbi/article8612665.ece|archive-date=21 June 2016|url-status=live|last1=Saha|first1=Manojit}}</ref> The merger would see SBI entering the list of world's 50 largest banks by assets.<ref>{{cite web|url=http://www.livemint.com/Industry/50cZxIsB9vMOJKae2UGl0M/SBI-units-discussed-consolidation-with-parent-bank-unions.html|title=SBI merger: India may soon have a global Top 50 bank|first=Aparna|last=Iyer|date=17 May 2016|access-date=1 July 2016|archive-url=https://web.archive.org/web/20160630191358/http://www.livemint.com/Industry/50cZxIsB9vMOJKae2UGl0M/SBI-units-discussed-consolidation-with-parent-bank-unions.html|archive-date=30 June 2016|url-status=live}}</ref> The merger went into effect on 1 April 2017.<ref>{{Cite news |url=https://www.thehindu.com/business/Industry/sbi-five-associate-banks-bmb-merge-with-sbi/article17757316.ece |title=Five associate banks, BMB merge with SBI |newspaper=The Hindu |date=April 2017 |access-date=30 August 2019 |archive-url=https://web.archive.org/web/20170401125350/http://www.thehindu.com/business/Industry/sbi-five-associate-banks-bmb-merge-with-sbi/article17757316.ece |archive-date=1 April 2017 |url-status=live }}</ref>

In March 2020, as part of an RBI-directed rescue deal, the State Bank of India acquired a 48.2% stake in [[Yes Bank]].<ref name=CNMP-PS-DX-2020-IN-PLT7>{{cite web |title=SBI to buy YES Bank shares worth Rs 7,250 crore at Rs 10 a piece|url=https://economictimes.indiatimes.com/markets/stocks/news/sbi-to-buy-yes-bank-shares-worth-rs-725-crore-at-rs-10-apiece/articleshow/74593789.cms |publisher=economictimes.indiatimes.com|date=14 March 2020 |access-date=25 April 2024}}</ref> As of 8 February 2024, the shareholding has decreased to 26.13%.<ref name=CNMP-PS-DX-2024-IN-PLT12>{{cite web |title=SBI jumps over 6% on YES Bank block deal buzz. Is PSU booking profit after recent surge|url=https://economictimes.indiatimes.com/markets/stocks/news/sbi-jumps-over-6-on-yes-bank-block-deal-buzz-is-psu-booking-profit-after-recent-surge/articleshow/107517008.cms |publisher=economictimes.indiatimes.com|date=8 February 2024 |access-date=25 April 2024}}</ref>

On 16 August 2022, in an attempt to facilitate and support India's [[Startup company|start-ups]], SBI launched a dedicated branch for start-ups in [[Bengaluru]].<ref>{{Cite web |last= Livemint |date=2022-08-16 |title=Bengaluru: SBI launches its first dedicated branch for start-ups. Details here |url=https://www.livemint.com/news/india/bengaluru-sbi-launches-its-first-dedicated-branch-for-start-ups-details-here-11660656591291.html |access-date=2022-08-18 |website=mint |language=en}}</ref>

== Operations ==
SBI provides a range of banking products through its network of branches in India and overseas, including products aimed at [[Non-resident Indian and person of Indian origin|non-resident Indians]] (NRIs). SBI has 17 regional hubs known as local head offices (LHOs), under whom are 57 administrative offices (AOs), that are located in important cities throughout India, under whom are furthermore administrative sub-offices known as regional business offices (RBOs), with each RBO having, under its direct administrative control, some 40 to 50 branches.

=== Domestic ===
[[File:Samriddhi Bhavan - River Hooghly 2012-10-23 1265.JPG|thumb|right|Samriddhi Bhavan, [[Kolkata]]]]
As per SBI website, SBI has over 22,500 branches in India.<ref name="Fortune_500">{{cite news |url=http://beta.fortune.com/global500/state-bank-of-india-232 |title=Fortune 'Global 500' 2016:State Bank of India |access-date=10 October 2016 |publisher=CNN |archive-url=https://web.archive.org/web/20160925110128/http://beta.fortune.com/global500/state-bank-of-india-232 |archive-date=25 September 2016 |url-status=live }}</ref><ref>{{Cite web |date=2024-02-03 |title=SBI Reports a 35 Percent Decline in Net Profit for Q3 2024 |url=https://thehinduvoice.com/sbi-reports-a-35-percent-decline-in-net-profit-for-q3-2024/ |archive-url=https://web.archive.org/web/20240203144427/https://thehinduvoice.com/sbi-reports-a-35-percent-decline-in-net-profit-for-q3-2024/ |url-status=usurped |archive-date=3 February 2024 |access-date=2024-02-03 |language=en-US}}</ref> In the financial year 2012–13, 95.35% of its revenue and 88.37% of total profits came from domestic operations.<ref name="Fortune_500" />

As of September 2025, the SBI group had 63,580 ATMs.<ref>{{Cite news |title=SBI network of ATM's |url=https://sbi.bank.in/web/about-us/about-us#:~:text=SBI%2C%20the%20largest%20Indian%20Bank,%2D%20Service%2C%20Transparency%2C%20Ethics%2C |language=en-US}}</ref> and 82,900 BC outlets. In November 2017, SBI launched an integrated [[digital banking]] platform named [[YONO]].<ref>{{cite news |last1=Upadhyay |first1=Harsh |title=SBI launches digital banking-cum-shopping platform 'YONO' |url=https://entrackr.com/2017/11/sbi-launch-yono-digital-banking-shopping/ |access-date=6 March 2025 |work=Entrackr |date=24 November 2017 |language=en}}</ref> SBI [[YONO]] has 87.7 million users in FY25<ref>{{Cite web |date=3 May 2025 |title=SBI Yono Users |url=https://sbi.co.in/documents/17836/0/SBI+Analyst+Presentation+Q4FY25.pdf/d496fee6-a237-4328-a5ff-7246e4b736b4?t=1746263845521}}</ref>

=== International ===
[[File:The State Bank of India - geograph.org.uk - 1521339.jpg|right|thumb|State Bank of India branch at [[Southall]], [[United Kingdom]]]]
[[File:State Bank of India 2005 stamp.jpg|right|thumb|Stamp dedicated to the State Bank of India in 2005]]
As of 2024–25, the bank had 241 overseas offices spread over 36 countries having the largest presence in foreign markets among Indian banks.<ref name=":0">{{cite web|url = https://www.sbi.co.in/portal/documents/41076/10365480/State+Bank+of+India+-+unabridged+Annual+Report+2014-15-English.pdf/abc0ab55-a749-4c95-ac67-baa8b9d86606|title = SBI Annual Report 2014–15|access-date = 14 January 2016|publisher = State Bank of India|archive-url = https://web.archive.org/web/20151126225359/http://www.sbi.co.in/portal/documents/41076/10365480/State+Bank+of+India+-+unabridged+Annual+Report+2014-15-English.pdf/abc0ab55-a749-4c95-ac67-baa8b9d86606|archive-date = 26 November 2015|url-status = live}}</ref>

*'''SBI Australia'''<ref>{{cite web |title=About SBI Australia – SBI – Australia |url=https://aus.statebank/sbi-sydney |website=aus.statebank |access-date=29 March 2021}}</ref>
*'''SBI Bangladesh'''<ref>{{cite web |title=About SBI Bangladesh – SBI – Bangladesh |url=https://bd.statebank/about-sbi-bangladesh |website=bd.statebank |access-date=29 March 2021}}</ref>
*'''SBI Bahrain'''<ref>{{Cite web|title=Home - SBI - Bahrain|url=https://bh.statebank/home|access-date=2021-12-27|website=bh.statebank}}</ref>
*'''SBI Canada Bank'''<ref>{{cite web |title=About SBI Canada – SBI Canada Bank |url=https://ca.statebank/about-sbi-canada |website=ca.statebank |access-date=29 March 2021}}</ref>  was incorporated in 1982 as a subsidiary of the State Bank of India. SBI Canada Bank is a Schedule II Canadian Bank listed under the Bank Act and is a member of the Canada Deposit Insurance Corporation.
*'''SBI China'''<ref>{{cite web |title=About SBI China – SBI – China |url=https://cn.statebank/about-sbi-china |website=cn.statebank |access-date=21 May 2021}}</ref><ref>{{cite news|title=State Bank of India set to open second branch in China|url=http://www.thehindubusinessline.com/money-and-banking/state-bank-of-india-set-to-open-second-branch-in-china/article4347862.ece|access-date=1 June 2017|work=The Hindu}}</ref>
*'''PT Bank SBI Indonesia''' SBI acquired a 76% stake in PT Bank Indo Monex for $6 million in 2006.<ref>{{cite news |title=SBI buys Indonesian bank for $6 mn |url=https://www.business-standard.com/article/finance/sbi-buys-indonesian-bank-for-6-mn-105110801019_1.html |access-date=6 March 2025 |work=Business Standard |date=8 November 2005}}</ref> In 2009, the bank was renamed PT Bank SBI Indonesia.<ref>{{cite news |title=SBI eyeing bank acquisition in Indonesia |url=https://economictimes.indiatimes.com/industry/banking/finance/banking/sbi-eyeing-bank-acquisition-in-indonesia/articleshow/6923378.cms |access-date=6 March 2025 |work=The Economic Times |date=14 November 2010}}</ref>
*'''SBI (Mauritius) Ltd''' SBI established an offshore bank in 1989, State Bank of India International (Mauritius) Ltd. This then amalgamated with The Indian Ocean International Bank (which had been doing retail banking in Mauritius since 1979) to form SBI (Mauritius) Ltd. Today, SBI (Mauritius) Ltd has 14 branches – 13 retail branches and 1 global business branch at Ebene in Mauritius.<ref>[http://www.sbimauritius.com/new/files/about.php Bank to Grow with] {{Webarchive|url=https://web.archive.org/web/20170502153606/http://www.sbimauritius.com/new/files/about.php |date=2 May 2017 }}. SBI Mauritius. Retrieved 26 December 2018.</ref>
*'''[[Nepal SBI Bank Limited]]''' SBI owns 55% stake, while the state-owned Employees Provident Fund of Nepal owns 15% and the general public owns the remaining 30%. Nepal SBI Bank Limited has branches throughout the country.
*'''Commercial Indo Bank LLC, Moscow''' was established as a 60:40 joint venture between SBI and [[Canara Bank]]. In 2022, SBI acquired Canara Bank's 40% stake for $14.67 million.<ref>{{cite news |title=State Bank of India to acquire balance stake in Commercial Indo Bank LLC, Moscow |url=https://www.business-standard.com/article/news-cm/state-bank-of-india-to-acquire-balance-stake-in-commercial-indo-bank-llc-moscow-123012100206_1.html |access-date=6 March 2025 |work=Business Standard}}</ref>
*'''SBI Singapore''' In 1977, SBI established an offshore bank in Singapore providing commercial and wholesale banking services. In October 2008, it obtained a qualified full banking license.<ref>{{cite news |title=SBI to double its branch network in Singapore this fiscal |url=https://www.business-standard.com/article/finance/sbi-to-double-its-branch-network-in-singapore-this-fiscal-109060500143_1.html |access-date=6 March 2025 |work=Business Standard |date=5 June 2009}}</ref>
*'''SBI South Korea''' In January 2016, SBI opened its first branch in [[Seoul]], South Korea.<ref>{{cite news |title=State Bank of India opens first branch in South Korea |url=https://economictimes.indiatimes.com/industry/banking/finance/banking/state-bank-of-india-opens-first-branch-in-south-korea/articleshow/50565244.cms |access-date=6 March 2025 |work=The Economic Times |date=13 January 2016}}</ref>
*'''SBI South Africa'''
*'''SBI Sri Lanka'''<ref>{{cite web |title=About SBI Sri Lanka – SBI – Sri Lanka |url=https://sl.statebank/about-sri-lanka-sbi |website=sl.statebank |access-date=29 March 2021}}</ref> was founded in 1864 and is the oldest bank in Sri Lanka.<ref>{{cite news |title=SBI Sri Lanka's net operating income tops Rs. 1 b |url=https://www.ft.lk/Financial-Services/SBI-Sri-Lanka-s-net-operating-income-tops-Rs-1-b/42-650888 |access-date=6 March 2025 |work=Daily FT |language=English}}</ref> It has three branches located in [[Colombo]], [[Kandy]] and [[Jaffna]].
*'''SBI UK Ltd'''<ref>{{cite web |title=About SBI UK – SBI UK |url=https://sbiuk.statebank/about-sbi-uk |website=sbiuk.statebank |access-date=29 March 2021}}</ref>
*'''SBI US''' In 1982, the bank established a subsidiary, State Bank of India (California). It has ten branches—nine branches in the state of California and one in Washington, D.C., as of 28 March 2011.

=== Former associate banks ===
[[File:SBImumbai.jpg|right|thumb|alt=SBI main branch at Mumbai lit up|Main branch of SBI in Mumbai]]
SBI acquired the control of seven banks in 1960. They were the seven regional banks of former Indian princely states. They were renamed, prefixing them with 'State Bank of'. These seven banks were [[State Bank of Bikaner and Jaipur]] (SBBJ), [[State Bank of Hyderabad]] (SBH), [[State Bank of Indore]] (SBN), [[State Bank of Mysore]] (SBM), [[State Bank of Patiala]] (SBP),  [[State Bank of Saurashtra]] (SBS)  and [[State Bank of Travancore]] (SBT). All these banks were given the same logo as the parent bank, SBI. 

The plans for making SBI a single very large bank by merging all associate banks started in 2008, when SBS merged with SBI. The very next year, SBN also merged with SBI. The merger of the five remaining associate banks, namely SBBJ, SBH, SBM, SBP, and SBT, with the SBI received approval in 2016.<ref>{{Cite web |url=https://www.financialexpress.com/industry/banking-finance/sbi-merges-with-5-associates-new-entity-set-to-enter-worlds-top-50-banks-list/286525/ |title=SBI merges with 5 associates: New entity set to enter world's top 50 banks list |date=16 June 2016 |access-date=30 August 2019 |archive-url=https://web.archive.org/web/20190830174049/https://www.financialexpress.com/industry/banking-finance/sbi-merges-with-5-associates-new-entity-set-to-enter-worlds-top-50-banks-list/286525/ |archive-date=30 August 2019 |url-status=live }}</ref><ref>{{Cite web |url=https://www.livemint.com/Money/u4u9tx6Pt3MkwEP1g8CnTK/Who-benefits-from-merger-of-SBI-associates.html |title=Who benefits from merger of SBI, associates? |date=20 June 2016 |access-date=30 August 2019 |archive-url=https://web.archive.org/web/20190830172033/https://www.livemint.com/Money/u4u9tx6Pt3MkwEP1g8CnTK/Who-benefits-from-merger-of-SBI-associates.html |archive-date=30 August 2019 |url-status=live }}</ref> The merger completed in April 2017, with SBI's fully owned subsidiary [[Bharatiya Mahila Bank]] also merging with SBI.<ref>{{Cite news |url=https://economictimes.indiatimes.com/industry/banking/finance/banking/sbis-merger-could-see-the-banking-behemoth-leapfrogging-into-the-global-top-50/articleshow/58617431.cms |title=SBI's merger could see the banking behemoth leapfrogging into the global top 50 |newspaper=The Economic Times |date=11 May 2017 |access-date=30 August 2019 |archive-url=https://web.archive.org/web/20190830172033/https://economictimes.indiatimes.com/industry/banking/finance/banking/sbis-merger-could-see-the-banking-behemoth-leapfrogging-into-the-global-top-50/articleshow/58617431.cms |archive-date=30 August 2019 |url-status=live |last1=Gupta |first1=Deepali }}</ref> 

In Nigeria, SBI operated as INMB Bank, which began in 1981 as the Indo–Nigerian Merchant Bank and received permission in 2002 to commence retail banking. It later merged with [[Sterling Bank (Nigeria)|NAL Bank]].<ref>{{cite news |title= SBI to merge its Nigerian arm with Nal Bank |url=https://www.business-standard.com/article/finance/sbi-to-merge-its-nigerian-arm-with-nal-bank-105042101023_1.html |access-date=6 March 2025 |work=Business Standard}}</ref> In Kenya, State Bank of India acquired 76% of [[Giro Commercial Bank]] for {{USD}}8 million in October 2005.<ref>{{cite news |url=http://www.accessmylibrary.com/article-1G1-137297728/sbi-buy-76-kenyas.html |title=State Bank of India Acquired 76% Shareholding in Giro Commercial Bank in 2005 |publisher=Accessmylibrary.com |date=8 October 2005 |access-date=21 December 2010 |archive-url=https://web.archive.org/web/20121023024200/http://www.accessmylibrary.com/article-1G1-137297728/sbi-buy-76-kenyas.html |archive-date=23 October 2012 |url-status=live }}</ref> In 2015, Giro Commercial Bank was acquired by [[I&M Holdings Limited|I&M Holdings]].<ref>{{cite web |last1=Richardson |first1=Paul |title=I&M Holdings of Kenya Agrees to Acquire Giro Commercial Bank |url=https://www.bloomberg.com/news/articles/2015-09-07/i-m-holdings-of-kenya-agrees-to-acquire-giro-commercial-bank |publisher=Bloomberg |access-date=6 March 2025 |date=7 September 2015}}</ref> In Botswana, SBI registered a subsidiary on 27 January 2006 and was issued a banking licence by the [[Bank of Botswana]] on 29 July 2013. The subsidiary handed over its banking licence and closed its operations in 2021.<ref>{{Cite web|date=1 April 2021|title=Surrender Of A License To Transact Banking Business|url=https://www.bankofbotswana.bw/sites/default/files/press-release-files/Press%20Release%20-%20Notice%20of%20intention%20to%20surrender%20banking%20licence%20by%20Bank%20SBI.pdf|access-date=22 August 2021|website=[[Bank of Botswana]]}}</ref>

[[File:SBI Mumbai LHO.jpg|thumb|alt=SBI Mumbai LHO.|State Bank of India [[Mumbai]] LHO]]

=== Non-banking subsidiaries ===
Notable non-banking subsidiaries of SBI include:<ref>{{cite web |url=https://sbi.bank.in/web/affiliates/affiliates |title=Subsidiaries/Joint Ventures - SBI |date=25 October 2025 |website=sbi.bank.in |access-date=25 October 2025}}</ref>
* [[SBI Capital Markets|SBI Capital Markets Ltd.]]
* [[SBI Card|SBI Cards & Payments Services Ltd.]]
* [[SBI Life Insurance Company|SBI Life Insurance Company Ltd.]]
* [[SBI General Insurance|SBI General Insurance Company Ltd.]]
* [[SBI Mutual Fund|SBI Funds Management Ltd.]]<ref>{{cite web |url=https://www.sbimf.com/about-us |title=About Us - SBI MF |website=sbimf.com |access-date=31 August 2024}}</ref>

===Affiliate banks===
Banks in which SBI owns non-controlling minority stakes (in ascending order) include:{{cn|date=June 2025}}
*[[Yes Bank]] (10.8%)
*[[Bank of Bhutan]] (20%)
*[[Jio Payments Bank]] (23%)

===Regional rural banks===
*Arunachal Pradesh Rural Bank (35%)
*[[Chhattisgarh Gramin Bank]] (35%)
*[[Jharkhand Gramin Bank]] (35%)  
*Meghalaya Rural Bank (35%) 
*[[Mizoram Rural Bank]] (35%) 
*Nagaland Rural Bank (35%) 
*[[Rajasthan Gramin Bank]] (35%) 
*[[Telangana Grameena Bank]] (35%) 
*[[Uttarakhand Gramin Bank]] (35%)

== Listings and shareholding ==
[[File:Bank of Bengal 1876.jpg|thumb|Share of the Bank of Bengal, issued 13 May 1876]]
As 30th September 2025, the Government of India held a 55.50% equity shares in SBI.<ref>{{cite web |title=Shareholding Pattern - STATE BANK OF INDIA |url=https://www.bseindia.com/XBRLFILES/SHPXBRLDataXML/500112_1610202516115_SP.html |publisher=BSE |access-date=25 October 2025}}</ref> The equity shares of SBI are listed on the [[Bombay Stock Exchange]],<ref>{{cite web |url=http://www.bseindia.com/stock-share-price/state-bank-of-india/sbi/500112/ |title=State Bank of India |publisher=BSEindia.com |access-date=11 October 2013 |archive-url=https://web.archive.org/web/20131102194242/http://www.bseindia.com/stock-share-price/state-bank-of-india/sbi/500112/ |archive-date=2 November 2013 |url-status=live}}</ref> where it is a constituent of the [[BSE SENSEX]] index,<ref>{{cite web |url=http://www.bseindia.com/indices/IndicesWatch_Weight.aspx?iname=BSE30&index_Code=16 |title=Scripwise Weightages in S&P BSE SENSEX |publisher=BSE India |access-date=11 October 2013 |archive-url=https://web.archive.org/web/20151201094728/http://www.bseindia.com/indices/IndicesWatch_Weight.aspx?iname=BSE30&index_Code=16 |archive-date=1 December 2015 |url-status=dead }}</ref> and the [[National Stock Exchange of India]],<ref>{{cite web |url=http://www.nseindia.com/live_market/dynaContent/live_watch/get_quote/GetQuote.jsp?symbol=SBIN |title=State Bank of India |publisher=NSE India |access-date=11 October 2013 |archive-url=https://web.archive.org/web/20131202235700/http://www.nseindia.com/live_market/dynaContent/live_watch/get_quote/GetQuote.jsp?symbol=SBIN |archive-date=2 December 2013 |url-status=live }}</ref> where it is a constituent of the [[NIFTY 50]].<ref>{{cite web |url=https://www.nseindia.com/products-services/indices-nifty50-index |title=Download List of CNX Nifty stocks (.csv) |publisher=NSE India |access-date=11 October 2013 |archive-url=https://web.archive.org/web/20131013143407/http://www.nseindia.com/content/indices/ind_niftylist.csv |archive-date=13 October 2013 |url-status=live }}</ref> Its [[Global Depository Receipt]]s (GDRs) are listed on the [[London Stock Exchange]].<ref>{{cite web |url=http://www.londonstockexchange.com/exchange/prices-and-markets/stocks/summary/company-summary.html?fourWayKey=US8565522039USUSDIOBE |title=SBID State Bank of India GDR (Each Rep 2 SHS INR10) |publisher=London Stock Exchange |date=11 October 1996 |access-date=11 October 2013 |archive-url=https://web.archive.org/web/20130917184413/http://www.londonstockexchange.com/exchange/prices-and-markets/stocks/summary/company-summary.html?fourWayKey=US8565522039USUSDIOBE |archive-date=17 September 2013 |url-status=live }}</ref>

== Employees ==
{{See also|List of chairpersons of the State Bank of India}}
SBI is one of the largest employers in the world with 232,296 employees as of 31 March 2024. Out of the total workforce, the representation of women employees is nearly 27%. The percentage of officers, associates, and subordinate staff was 47%, 38%, and 13% respectively on the same date. Each employee contributed a net profit of {{INRConvert|2620460|lk=r}} during FY 2023&ndash;24.<ref name="Annual Report 2023-24">{{cite web|url=https://www.bseindia.com/xml-data/corpfiling/AttachLive/7b39b1e8-9b03-434a-9fe6-227b53b7173b.pdf |title=Annual Report 2023-24 of State Bank of India|access-date=9 May 2024|archive-url=https://web.archive.org/web/20190718084418/https://www.sbi.co.in/portal/documents/41076/60023/SBI%2BAR%2B2019.pdf/1df935b3-aa03-497d-8c24-0cbfbc07d496|archive-date=18 July 2019|url-status=live}}</ref>

==Logo==
[[File:State-Bank-of-India-Logo.svg|thumb|State Bank of India logo was designed by NID in 1971]]
The SBI logo was designed by the [[National Institute of Design, Ahmedabad]] in 1971.<ref>{{Cite web |date=2016-06-17 |title=From banyan tree to keyhole: NID designed the new iconic logo for SBI |url=https://www.thehindubusinessline.com/money-and-banking/from-banyan-tree-to-keyhole-nid-designed-the-new-iconic-logo-for-sbi/article64328336.ece |access-date=2022-06-09 |website=www.thehindubusinessline.com |language=en}}</ref> The logo was designed by Shekhar Kamat and the logotype in 14 Indian languages was designed by Mahendra Patel.<ref>{{cite web |last1=Ola |first1=Deepak Singh |title=State Bank of India (SBI) Logo |url=https://thebranvetica.com/SBI-logo.html |website=The Branvetica |access-date=12 September 2024 |date=23 July 2023}}</ref><ref>{{cite web |last1=Balakrishnan |first1=Ravi |title=Will SBI's new logo make it cool? |url=https://economictimes.indiatimes.com/will-sbis-new-logo-make-it-cool/articleshow/58005799.cms?from=mdr |website=The Economic Times |access-date=12 September 2024 |date=5 April 2017}}</ref> State Bank of India and all its associate banks used the same blue keyhole logo.<ref>{{Cite web|date=19 February 2014|title=SBI bank logo was inspired by Kankaria lake|url=https://www.deshgujarat.com/2014/02/19/sbi-logo-was-inspired-by-kankaria-lake/|access-date=3 August 2020|website=DeshGujarat|language=en-US}}</ref> The State Bank of India [[wordmark]] usually had one standard typeface, but also utilised other typefaces. The wordmark now has the keyhole logo followed by '''"SBI"'''.

== Philanthropy ==
State Bank of India maintains a philanthropic arm named SBI Foundation which supports development initiatives in India and also with initiatives that comply under the Ministry of Corporate Affairs under [[corporate social responsibility]].<ref>{{Cite web |date=2023-06-09 |title=SBI Invests Rs. 316.76 Cr in CSR Initiatives for FY2023, Transforming Lives Across India I India CSR |url=https://indiacsr.in/sbi-csr-investment/ |access-date=2024-02-21 |language=en-US}}</ref><ref>{{Cite web |last=Thacker |first=Hency |date=2023-05-25 |title=State Bank of India CSR Report: Providing Service Beyond Banking |url=https://thecsrjournal.in/state-bank-of-india-sbi-csr-corporate-social-responsibility-report/ |access-date=2024-02-21 |website=The CSR Journal |language=en-GB}}</ref>


==Awards==
{{Unreferenced section|date=December 2025}}
*State Bank of India (SBI) won the ET Company of the Year award at The Economic Times Awards for Corporate Excellence 2023. The award was accepted by SBI Chairman [[Dinesh Kumar Khara]].

*The State Bank of India (SBI) was named the World's Best Consumer Bank for 2025 by [[Global Finance (magazine)]]. This marks the first time an Indian bank has received this global recognition.

== See also ==
{{Portal|Banks}}
* [[List of banks in India]]
* [[List of largest banks]]
* [[List of companies of India]]
* [[Forbes Global 2000]]
* [[Fortune India 500]]
* ''[[Grit, Guts and Gumption]]''

== References ==
{{Reflist|30em}}

== Further reading ==
*{{Cite journal |last=Mukerji |first=B |date=December 1961 |title=State Bank of India and Co-operative Institutions |url=https://ageconsearch.umn.edu/record/231082/files/State%20Bank%20of%20India%20and%20Cooperative%20Institutions.pdf |journal=Indian Journal of Agricultural Economics |volume=XVI |issue=I |issn=0019-5014 |via=AgEcon, Department of Applied Economics [[University of Minnesota]]}}
*{{Cite book |last=Bagchi |first=Amiya |title=The Evolution of the State Bank of India: The Roots 1806-1876 |date=2007 |publisher=Penguin India |isbn=978-0670999170 |volume=1 |location=New Delhi |pages=452}}
*{{Cite book |last1=Ray |first1=Abhik |url=https://books.google.com/books?id=6sknWQvz3MIC |title=The Evolution of the State Bank of India: The Era from 1995 to 1980 |last2=Chakraborty |first2=A. K. |last3=Das |first3=Suman |last4=Mathai |first4=J.S. |date=2009 |publisher=Penguin India |isbn=9780670999064 |volume=4}}
*{{Cite book |last=Chakrabarti |first=Rajesh |title=The Political Economy of State-owned Enterprises in China and India |publisher=[[Palgrave Macmillan]] |year=2012 |isbn=978-1-137-27165-5 |location=[[London]] |pages=247–272 |chapter=State Bank of India: The Opportunities and Challenges of Being a State-Owned Bank in India |doi=10.1057/9781137271655_11}}
*{{Cite book |last1=Dhir |first1=Sanjay |title=Cases in Strategic Management. Flexible Systems Management |last2=Kumar |first2=Sushil |date=17 April 2019 |publisher=[[Springer Science+Business Media|Springer]] |isbn=978-981-13-7064-9 |location=[[Singapore]] |chapter=State Bank of India |doi=10.1007/978-981-13-7064-9_14}} 

== External links ==
{{Commons category}}
*{{official website}} 
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