View source for BC Card

{{short description|Payment processing company}}
{{Promotional|date=July 2023}}
{{Infobox company
| name = BC Card
| logo = File:BC CARD CI.svg
| logo_size = 100px
| logo_caption = Logo since 2009
| native_name = 비씨카드 주식회사
| native_name_lang = ko
| type = [[Subsidiary]]
| founded = {{Start date and age|1982}}
| key_people = Dongmyun, Lee (CEO)
| industry = [[Financial services]]
| area_served = [[Korea]]
| hq_location = 
| hq_location_city = [[Seoul]]
| hq_location_country = South Korea
| products = [[Credit card]]s<br />[[Payment system]]s
| revenue = 
| operating_income = 256,104,000,000 won
| net_income = 18,165,000,000 won
| num_employees = 
| parent = [[KT (telecommunication company)|KT]] (69.5%)<br />[[Woori Bank]] (7.65%)
| subsid = 
| website = {{URL|https://www.bccard.com/card/html/company/en/index.jsp|www.bccard.com}}
| footnotes = 
}}

'''BC Card''' ({{Korean|hangul=비씨카드}}) is a South Korean [[financial services]] company headquartered in [[Seoul]]. South Korea's largest payment processing company, it provides end-to-end payment services, primarily to financial institutions, as well as to local merchants through its subsidiary company Smartro; [[credit card]]s, [[debit card]]s and [[Stored-value card|prepaid card]]s; local brand network operation under the brand of "BC"; card issuing BPO (Business Process Outsourcing) to financial institutions; as well as Internet commerce and mobile payment solutions.

== Global Payment Services ==
BC Card is a leading company in the Korean card industry and is growing into a global payment company. In 2008, when it established a local subsidiary in China, it launched a partnership with China Union, a Chinese credit card company, and launched the "China Series Card."<ref>{{cite news |last=Seo |first=Ji-eun |date=February 4, 2008 |title=BC Card sets its sights on markets in China
 |url=https://koreajoongangdaily.joins.com/news/article/article.aspx?aid=2885930 |work=[[Korea JoongAng Daily]] |location= |access-date=}}</ref> Currently, BC Card is in charge of buying tickets (inbound) of foreign-issued Union Card in South Korea, so if you use a Union Card issued in China, the buyer will be stamped with BC Card on the receipt.

== Scope of use ==
BC cards are mainly accepted in South Korea, but since all currently issued cards are dual-label cards, they can be used globally through the network of another card organization.

In mainland China, only [[Shanghai]] Pudong Development Bank's teller machines can accept all types of BC cards directly through the BC card network.

== Feature introduction ==
The services provided by BC Card <ref>{{Cite web |title=BC Card {{!}} LinkedIn |url=https://kr.linkedin.com/company/bccard |access-date=2024-03-25 |website=kr.linkedin.com |language=ko}}</ref> include an end-to-end credit card business processing platform, covering credit card insurance, delivery, authorization, [[reimbursement]], merchant management, [[payment]] and settlement. In other words, BC Card provides a complete set of credit card services. Customized market research and analysis, [[risk management]], [[brand management]], [[product development]] and [[marketing]].

==Member companies==
*[[Busan Bank]]
*[[Citibank Korea]]
*[[Daegu Bank]]
*[[KEB Hana Card]]
*[[Industrial Bank of Korea]]
*[[KB Kookmin Card]]
*[[Kyongnam Bank]]
*[[Kwangju Bank]]
*[[Jeju Bank]]
*[[Nonghyup]]
*[[Suhyup]]
*[[Shinhan Card]]
*[[Standard Chartered Korea]]
*[[Woori Bank|Woori Card]]
*[[Korea Development Bank]] (not member, but issuer)
*[[K Bank]] (not member, but issuer)
*Korea Credit Union (not member, but issuer)
*Korea Federation of Community Credit Cooperatives (not member, but issuer)
*[[Korea Post]] (not member, but issuer)
*National Forestry Cooperative Federation (not member, but issuer)
*Korean Federation of Savings Banks (not member, but issuer)

==Brand==
BC Cards are branded [[credit card]]s and [[Debit card|check card]]s (aka debit cards).
*BC South Korean domestic card
**BC Global (treated as [[Diners Club International|Diners Club]]/[[Discover Financial Services|Discover]] outside Korea, credit card (all issuers), check card (Issued by Wooricard, SC Bank only))
*BC [[Visa Inc.|Visa]]
*BC [[MasterCard|Master]]/[[Maestro (debit card)|Maestro]]
*BC [[Japan Credit Bureau|JCB]] (Credit card only)
*BC [[China UnionPay|CUP]]
*BC [[American Express|AMEX]]<ref name=":0">{{Cite web|url=https://www.bccard.com/card/html/company/kr/cyber/news/1200813_36743.jsp|title=BC카드, 프리미엄 브랜드 아멕스와 핵심업무 제휴·실행 계약 체결|access-date=2022-11-20|language=ko}}</ref>(Credit card only)

== References ==
{{reflist}}

== External links ==
* {{Official website|https://www.bccard.com/card/html/company/en/index.jsp}}

{{KT}}
{{Credit cards}}

[[Category:Credit cards]]
[[Category:Financial services companies established in 1982]]
[[Category:Financial services companies of South Korea]]
[[Category:1982 establishments in South Korea]]


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